Do you still believe in the magic of the holidays like kids do?
When was the last time you dreamed big?
With the start of a new year approaching it’s always good to take your foot off the gas and slow down, and to figure out what’s on the road ahead for 2017. What do you want in your life for the New Year?
In New Zealand we’re lucky. We have a free health system (well, mostly free). By world standards, our healthcare provision is excellent. In general, we know if something goes wrong, we’ll be in safe hands.
But unfortunately, we also have a stretched healthcare system.
Right now there are 270,000 people on waiting lists around the country.
The thing with Life Insurance is the premiums increase every year. Yes, it’s a fact.
The reason is, as you get older your chances of dying increase. The insurer is taking on more risk – so
they increase your premium to cover that risk.
Because of this increasing risk, traditional stepped premiums start off cheaper but increase every year as you get older.
If so, you’re not alone – because the big C ranks as Kiwis’ number one health concern.
But thankfully, medical developments are improving the odds everyday. Drugs like Keytruda – a drug which unleashes the body’s immune system to fight melanoma, are having some amazing results.
But unfortunately many of these new (and very expensive) drugs are not funded by Pharmac.
When you’re young, fit and healthy, you don’t tend to think about being any other way. You’ve got your whole life ahead of you, the world is your oyster, the sky’s the limit (you get my drift).
But beware – life can change in an instant. You could suddenly fall ill or injured, or worse case be killed. I know – it’s not something most of us want to think about, but the fact is, we should.
So just what are the chances something could cut short your current reality?
Jason has helped me and my wife Bronwyn with our insurance needs for several years. Like most people, insurance is a bit of a nuisance. But Jason’s advice has been invaluable and he actually reduced our premiums with better cover. I have recommended several of our clients talk with Jason because I know they’ll get what they need not what the salesman wants to sell them!
Jason Hennessey is Hamilton born and bred.
A family man, Jason is actively involved and follows his three children's sporting activities closely.
Having worked as an importer and owned and managed two retail businesses, Jason also understands the demands on business people.
