It’s not an easy thing to have to contemplate, but it’s an important question. The reason it’s worth asking is that every parent knows that there is only one place you would be if your child became critically ill. And that’s by their side.

How would you and your family cope?

Have you ever woken up to the prospect of an extra-long to-do list or found yourself staring at a screen full of emails waiting for your attention? You’re just getting wired up for the day ahead when your child comes into breakfast and announces they’re not feeling well…

As every parent knows, juggling kids and work can be challenging – and that’s when you’re facing an occasional day off because your child has a stomach bug. But how would your family cope with a serious illness that could take weeks or months of recovery? Would you need to put your job on hold, or maybe give up work completely? And if you have other children, would you need to consider childcare arrangements?

The financial protection you need

Insurance can’t stop an illness from happening, unfortunately, but it can give you the support you need to keep up with your financial commitments –  including your day-to-day expenses as well as any loan or mortgage repayments you may have.

Children’s Trauma Cover is designed to pay a lump sum to financially support you when you need to take time off work, and funds can also be put towards medical treatment. You can build your cover to give yourself the ability to be there when it matters.

What’s covered?

Children’s Trauma Insurance can be tailored to the family’s protection package and offers cover for a range of serious illnesses such as meningitis, cancer, blood disorders and bone diseases, to name a few. Another good reason to take this cover into consideration is that premiums are usually much lower than traditional adult trauma insurance policies.

If you’d like to discuss this further, please feel free to get in touch. We’d be happy to help you find ways to protect your family’s present and future.

An Adviser Disclosure Statement is available free and upon request.